:root{--ink:#14212e;--muted:#4b5966;--brand:#12465e;--brand-dark:#0b2f40;--accent:#f0b429;--bg:#ffffff;--soft:#f1f4f8;--line:#d6dde6;--radius:10px;--max:1120px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
img{max-width:100%;height:auto}
a{color:var(--brand)}
a:hover{color:var(--brand-dark)}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip-link{position:absolute;left:-9999px;top:0;background:#000;color:#fff;padding:8px 12px;z-index:100}
.skip-link:focus{left:8px;top:8px}
.site-header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:10}
.header-container{display:flex;align-items:center;gap:20px;min-height:68px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:700}
.logo-text{font-size:1.05rem}
.main-nav{margin-left:auto}
.nav-menu{list-style:none;display:flex;flex-wrap:wrap;gap:4px 16px;margin:0;padding:0}
.nav-link{text-decoration:none;color:var(--ink);font-weight:500;padding:6px 2px}
.nav-link.active{color:var(--brand);border-bottom:2px solid var(--brand)}
.btn{display:inline-block;padding:11px 20px;border-radius:999px;font-weight:600;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:inherit}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--brand-dark);color:#fff}
.btn-primary:disabled{opacity:.6;cursor:wait}
.btn-secondary{background:#fff;color:var(--brand);border-color:var(--brand)}
.btn-light{background:#fff;color:var(--brand-dark)}
.header-cta{padding:8px 16px}
.hero{background:linear-gradient(135deg,#0b5e7a 0%,#1fa2c4 100%);color:#fff;padding:56px 0 48px}
.hero h1{font-size:clamp(1.8rem,4vw,2.6rem);line-height:1.2;margin:0 0 14px;max-width:820px}
.hero .lead{font-size:1.15rem;max-width:760px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 10px}
.hero .btn-secondary{background:transparent;color:#fff;border-color:#fff}
.hero-note{font-size:.95rem;opacity:.9}
.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:16px 0 0;margin:0;font-size:.9rem;color:var(--muted)}
.breadcrumbs li+li:before{content:"/";margin-right:6px;color:var(--line)}
.page-header{padding:18px 0 4px;max-width:820px}
.page-header h1{font-size:clamp(1.7rem,3.5vw,2.3rem);line-height:1.2;margin:8px 0 12px}
.lead{font-size:1.12rem;color:var(--muted)}
.hero .lead{color:#fff}
.section{padding:22px 0;max-width:860px}
.home .section{max-width:none}
.section h2{font-size:1.45rem;line-height:1.3;margin:0 0 10px}
.tick-list{padding-left:1.2em}
.tick-list li{margin:6px 0}
.steps li{margin:8px 0}
.link-list{padding-left:1.2em;columns:2;column-gap:32px}
.link-list li{margin:4px 0;break-inside:avoid}
.link-list.compact{columns:1;margin:8px 0 0}
.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px;margin-top:14px}
.card{display:block;border:1px solid var(--line);border-radius:var(--radius);padding:18px;text-decoration:none;color:var(--ink);background:#fff}
a.card:hover{border-color:var(--brand);box-shadow:0 2px 10px rgba(22,50,79,.14)}
.card h3{margin:0 0 6px;font-size:1.1rem;color:var(--brand)}
.card p{margin:0;color:var(--muted);font-size:.96rem}
.card .card-sub{margin-top:10px;font-size:.9rem}
.faq-grid{display:grid;gap:10px}
.faq-item{border:1px solid var(--line);border-radius:var(--radius);padding:12px 16px;background:#fff}
.faq-question{font-weight:600;cursor:pointer}
.faq-answer p{margin:8px 0 0;color:var(--muted)}
.disclosure-note{background:var(--soft);border-left:4px solid var(--brand);padding:12px 16px;margin:18px 0;max-width:860px;border-radius:0 var(--radius) var(--radius) 0}
.disclosure-note p{margin:0;font-size:.95rem}
.cta-banner{background:var(--brand);color:#fff;border-radius:var(--radius);padding:28px;margin:28px 0}
.cta-title{margin:0 0 8px;font-size:1.4rem}
.cta-text{margin:0 0 14px}
.form-section{background:var(--soft);border-radius:var(--radius);padding:24px;margin:24px 0}
.lead-form{display:grid;gap:12px;max-width:720px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.form-field{display:flex;flex-direction:column;gap:4px}
.form-field label{font-weight:600;font-size:.95rem}
.form-field input,.form-field select,.form-field textarea{font:inherit;padding:10px 12px;border:1px solid #9fbccb;border-radius:8px;background:#fff;color:var(--ink)}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:3px solid rgba(31,162,196,.35);border-color:var(--brand)}
.form-check{flex-direction:row;align-items:flex-start;gap:10px}
.form-check input{margin-top:5px;width:18px;height:18px}
.form-check label{font-weight:400}
.form-hint{margin:0;font-size:.9rem;color:var(--muted)}
.form-status{margin:4px 0 0;font-weight:600}
.form-status.is-error{color:#b3261e}
.form-status.is-ok{color:#0b6b53}
.hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
.cf-turnstile{min-height:65px}
.post-meta{color:var(--muted);font-size:.92rem}
.site-footer{background:#0d2a36;color:#d7e6ec;margin-top:40px;padding:36px 0 20px}
.site-footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:2fr 1.4fr 1.2fr 1.2fr;gap:24px}
.footer-title{font-weight:700;color:#fff;margin:0 0 8px}
.footer-text,.footer-contact-item{font-size:.92rem;margin:0 0 6px}
.footer-links{list-style:none;padding:0;margin:0;font-size:.92rem}
.footer-links li{margin:4px 0}
.footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:24px;padding-top:14px;font-size:.85rem}
.footer-bottom p{margin:4px 0}
.nav-toggle{display:none;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font:inherit;font-weight:600;color:var(--ink);cursor:pointer;margin-left:auto}
.nav-toggle-bar,.nav-toggle-bar:before,.nav-toggle-bar:after{display:block;width:18px;height:2px;background:var(--ink);position:relative;content:""}
.nav-toggle-bar:before{position:absolute;top:-6px}.nav-toggle-bar:after{position:absolute;top:6px}
.sources{font-size:.92rem;color:var(--muted)}.source-list{padding-left:20px}
.footer-logo{vertical-align:middle}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
@media (max-width:860px){.nav-toggle{display:inline-flex}.main-nav{display:none}.main-nav.is-open{display:block}.nav-menu{flex-direction:column;padding:8px 0 14px}}
@media (max-width:860px){.footer-grid{grid-template-columns:1fr 1fr}.main-nav{margin-left:0;width:100%;order:3}.header-cta{margin-left:auto}}
@media (max-width:560px){.form-row{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.link-list{columns:1}.header-cta{display:none}body{font-size:16px}}